/* AutoBenefit1.com — automotive / technical visual system */
:root{
  --ink:#111922;
  --navy:#102231;
  --navy-2:#17364d;
  --steel:#5d6a75;
  --steel-2:#7b8790;
  --blue:#245a82;
  --blue-dark:#173f60;
  --accent:#e58a2b;
  --accent-dark:#b96213;
  --paper:#f4f5f6;
  --paper-2:#eceff1;
  --white:#fff;
  --line:#cfd5da;
  --line-dark:#aeb8c0;
  --success:#176a4b;
  --danger:#9d3138;
  --warn:#fff7e9;
  --radius:4px;
  --radius-lg:7px;
  --shadow:0 12px 26px rgba(16,34,49,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,"Helvetica Neue",Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-dark)}
button,input,select,textarea{font:inherit}
.container{width:min(1160px,calc(100% - 40px));margin:auto}
.policy-width{width:min(880px,calc(100% - 40px));margin:auto}
.skip-link{position:absolute;left:-9999px;top:8px;background:#fff;color:#000;padding:10px 14px;z-index:1000}
.skip-link:focus{left:8px}

/* Header */
.site-header{height:74px;display:flex;align-items:center;background:var(--navy);border-bottom:3px solid var(--accent);position:sticky;top:0;z-index:50}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:inline-flex;align-items:center;gap:11px;color:#fff;font-weight:800;font-size:20px;letter-spacing:-.2px}
.brand:hover{color:#fff}
.brand-mark{width:34px;height:34px;border-radius:2px;background:var(--accent);display:grid;place-items:center;color:var(--navy)}
.brand-mark svg{width:23px;height:23px;fill:none;stroke:var(--navy);stroke-width:2.2}
.brand em{font-style:normal;color:#fff}
.primary-nav{display:flex;align-items:center;gap:24px;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.55px}
.primary-nav>a{color:#d9e0e5}
.primary-nav>a:hover,.primary-nav>a.active{color:#fff}
.nav-toggle{display:none;border:1px solid rgba(255,255,255,.28);background:transparent;width:42px;height:42px;padding:9px}
.nav-toggle span{display:block;height:2px;background:#fff;margin:5px 0}

/* Buttons / links */
.button{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--accent-dark);border-radius:3px;background:var(--accent);color:#111!important;padding:12px 19px;font-weight:800;text-transform:uppercase;letter-spacing:.45px;font-size:12px;cursor:pointer;box-shadow:none;transition:background .15s ease,border-color .15s ease,transform .15s ease}
.button:hover{background:#f09b40;border-color:#c87320;transform:translateY(-1px)}
.button-sm{padding:9px 14px}
.button-lg{padding:14px 22px;font-size:13px}
.button-full{width:100%}
.button-secondary,.button-light{background:#fff;color:var(--navy)!important;border:1px solid var(--line-dark)}
.button-secondary:hover,.button-light:hover{background:#f3f5f6;border-color:#8e9aa3}
.text-link{font-weight:700;color:var(--navy);border-bottom:1px solid var(--line-dark);padding-bottom:2px}
.text-link:hover{color:var(--accent-dark);border-color:var(--accent)}

/* Hero */
.hero{background-color:#f7f8f9;background-image:linear-gradient(#e8ecef 1px,transparent 1px),linear-gradient(90deg,#e8ecef 1px,transparent 1px);background-size:38px 38px;padding:82px 0 78px;border-bottom:1px solid var(--line);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:66px;align-items:center}
.eyebrow{display:flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:1.6px;color:var(--blue);font-size:11px;font-weight:800;margin-bottom:16px}
.eyebrow span{width:28px;height:3px;background:var(--accent)}
h1,h2,h3{color:var(--navy);font-family:"Helvetica Neue",Arial,sans-serif}
.hero h1,.page-hero h1,.policy-hero h1{font-size:clamp(42px,5vw,64px);line-height:1.00;letter-spacing:-2.2px;margin:0;font-weight:750}
.hero h1 em{font-style:normal;color:var(--blue);position:relative}
.hero h1 em:after{content:"";position:absolute;left:0;right:0;bottom:-6px;height:4px;background:var(--accent)}
.hero-lead{font-size:18px;color:#465560;max-width:650px;margin:26px 0 28px;line-height:1.6}
.hero-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px;color:#4e5e69;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.25px}
.trust-row span:before{content:"■";font-size:7px;color:var(--accent);margin-right:7px;vertical-align:2px}
.hero-card{background:var(--navy);border:1px solid #07131d;border-top:5px solid var(--accent);border-radius:2px;padding:24px;box-shadow:var(--shadow);position:relative;color:#dce4e9}
.hero-card .carline{height:170px;border:1px solid #36556a;border-radius:0;background:#173247;display:grid;place-items:center;color:white;overflow:hidden;position:relative}
.hero-card .carline:before{content:"AUTO / COVERAGE / SAVINGS";position:absolute;left:12px;top:10px;color:#90a7b7;font-size:9px;letter-spacing:1.2px;font-weight:700}
.hero-card .carline svg{width:215px;max-width:72%;fill:none;stroke:#fff;stroke-width:2.2}
.hero-card h3{color:#fff;font-size:22px;margin:22px 0 7px;font-weight:700}
.hero-card p{color:#b7c5cf;margin:0}
.hero-mini{display:grid;grid-template-columns:1fr 1fr;gap:0;margin-top:21px;border:1px solid #36556a}
.mini{background:#142d40;border-radius:0;padding:14px}
.mini+.mini{border-left:1px solid #36556a}
.mini strong{display:block;color:#fff;text-transform:uppercase;font-size:11px;letter-spacing:.6px}
.mini span{font-size:11px;color:#9fb0bc}
.notice-strip{background:#091724;color:#d8e0e6;padding:12px 0;font-size:12px;text-align:center;border-bottom:1px solid #20394b}
.notice-strip strong{color:var(--accent)}

/* General sections */
.section{padding:78px 0}
.section-soft{background:var(--paper);border-top:1px solid #e0e4e7;border-bottom:1px solid #e0e4e7}
.section-heading{max-width:780px;margin-bottom:40px}
.section-heading.center{text-align:left;margin-left:0;margin-right:0}
.section-heading.center .eyebrow{justify-content:flex-start}
.section-heading h2,.process-copy h2,.cta h2,.split-callout h2{font-size:clamp(30px,3.5vw,44px);line-height:1.08;letter-spacing:-1.2px;margin:0;font-weight:730}
.section-heading p,.section-intro{font-size:16px;color:var(--steel);margin:14px 0 0;max-width:760px}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line)}
.benefit-card{background:#fff;border:0;border-right:1px solid var(--line);border-radius:0;padding:28px;box-shadow:none;position:relative}
.benefit-card:last-child{border-right:0}
.benefit-card:before{content:"";position:absolute;top:0;left:0;width:48px;height:4px;background:var(--accent)}
.icon-box{width:42px;height:42px;border-radius:2px;background:var(--navy);display:grid;place-items:center;color:#fff;font-size:18px;font-weight:800}
.benefit-card h3{font-size:19px;margin:18px 0 8px}
.benefit-card p{margin:0;color:var(--steel);font-size:14px}
.process-grid{display:grid;grid-template-columns:.86fr 1.14fr;gap:64px;align-items:center}
.steps{display:grid;gap:0;border:1px solid var(--line)}
.step{display:grid;grid-template-columns:44px 1fr;gap:16px;background:#fff;border:0;border-bottom:1px solid var(--line);border-radius:0;padding:21px;box-shadow:none}
.step:last-child{border-bottom:0}
.step>span{width:40px;height:40px;border-radius:2px;background:var(--navy);border-bottom:3px solid var(--accent);color:#fff;display:grid;place-items:center;font-weight:800}
.step h3{margin:1px 0 4px;font-size:17px}
.step p{margin:0;color:var(--steel);font-size:14px}
.disclaimer-box{border:1px solid #d3b16b;background:var(--warn);border-radius:2px;padding:22px;color:#5b4b2a}
.disclaimer-box strong{color:#332a17}
.faq-list{display:grid;gap:0;border:1px solid var(--line)}
.faq-list details{background:#fff;border:0;border-bottom:1px solid var(--line);border-radius:0;padding:0 20px}
.faq-list details:last-child{border-bottom:0}
.faq-list summary{list-style:none;cursor:pointer;font-weight:750;color:var(--navy);padding:18px 34px 18px 0;position:relative}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:after{content:"+";position:absolute;right:2px;top:12px;font-size:24px;color:var(--accent-dark);font-weight:400}
.faq-list details[open] summary:after{content:"−"}
.faq-list details p{margin:0 0 19px;color:var(--steel)}

/* Custom homepage callout */
.split-callout{display:grid;grid-template-columns:1.15fr .85fr;gap:58px;align-items:center;background:#fff;border:1px solid var(--line);border-left:6px solid var(--accent);padding:42px}
.callout-label{display:inline-block;color:var(--blue);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:1.4px;margin-bottom:10px}
.split-callout p{color:var(--steel);max-width:690px}
.fine-print{font-size:12px!important;color:#6d7881!important}
.phone-mock{width:260px;max-width:100%;justify-self:center;background:#0d1821;border:2px solid #0b1117;padding:10px;border-radius:18px;box-shadow:0 13px 28px rgba(0,0,0,.18)}
.phone-top{height:20px;width:80px;background:#05090d;border-radius:0 0 12px 12px;margin:-10px auto 8px}
.phone-screen{background:#e9edf0;min-height:335px;border-radius:10px;padding:22px 16px;color:var(--navy)}
.screen-logo{font-weight:800;font-size:16px;border-bottom:3px solid var(--accent);padding-bottom:10px}
.screen-card{margin-top:30px;background:#fff;border:1px solid #c4ccd2;border-left:4px solid var(--blue);padding:18px}
.screen-card div{font-size:9px;letter-spacing:1.3px;font-weight:800;color:var(--blue)}
.screen-card strong{display:block;font-size:19px;margin:8px 0 6px}
.screen-card span{font-size:12px;color:var(--steel)}
.screen-check{font-size:11px;font-weight:700;color:#4b5a65;margin-top:18px}

/* CTA */
.cta,.cta-box{background:var(--navy);border-radius:2px;color:white;padding:38px 44px;display:flex;justify-content:space-between;align-items:center;gap:30px;border-top:5px solid var(--accent)}
.cta h2,.cta-box h2{color:white;margin:3px 0 0}
.cta p{margin:8px 0 0;color:#dbe3e8}
.cta-box>div>span{font-size:11px;text-transform:uppercase;letter-spacing:1.2px;color:#9fb1bd;font-weight:800}
.cta-section{padding:0 0 78px}

/* Inner pages */
.page-hero,.policy-hero{background:#eef1f3;border-bottom:1px solid var(--line);padding:56px 0 46px;position:relative}
.page-hero:before,.policy-hero:before{content:"";position:absolute;left:0;top:0;bottom:0;width:7px;background:var(--accent)}
.page-hero h1,.policy-hero h1{font-size:clamp(36px,4.2vw,52px)}
.page-hero p,.policy-hero p{font-size:16px;color:#5b6872;max-width:820px;margin:14px 0 0}
.form-section{padding-top:50px}
.form-layout,.optout-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:30px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:2px;box-shadow:none;padding:34px}
.form-heading{margin-bottom:25px;border-bottom:1px solid var(--line);padding-bottom:18px}
.form-kicker{font-size:10px;letter-spacing:1.5px;font-weight:800;color:var(--blue);text-transform:uppercase}
.form-heading h2{font-size:28px;margin:5px 0;font-weight:720}
.form-heading p{color:var(--steel);margin:0}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:block;margin-bottom:17px}
.field>span{display:block;font-weight:700;font-size:13px;color:#2f3d48;margin-bottom:6px}
.field b{color:var(--danger)}
.field input,.field select,.field textarea{width:100%;border:1px solid #bcc6cd;border-radius:2px;padding:12px 13px;background:white;color:var(--ink);outline:none}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 2px rgba(36,90,130,.13)}
.field small{display:block;font-size:11px;color:#77848d;margin-top:5px}
.consent-box{background:#f5f6f7;border:1px solid #c9d0d5;border-left:5px solid var(--blue);border-radius:0;padding:17px;margin:8px 0 21px}
.checkbox-row{display:grid;grid-template-columns:22px 1fr;gap:11px;align-items:start}
.checkbox-row input{position:absolute;opacity:0}
.custom-check{width:21px;height:21px;border:2px solid #73838f;border-radius:2px;background:#fff;position:relative;margin-top:2px}
.checkbox-row input:checked+.custom-check{background:var(--blue);border-color:var(--blue)}
.checkbox-row input:checked+.custom-check:after{content:"";position:absolute;left:5px;top:1px;width:6px;height:11px;border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}
.consent-copy{font-size:12px;color:#43515b;line-height:1.5}
.consent-copy strong{display:block;font-size:13px;color:var(--navy);margin-bottom:4px}
.consent-note{font-size:11px;color:#63707a;margin:10px 0 0 33px}
.form-legal{font-size:11px;color:#6e7b84;text-align:center;margin:13px 5px 0}
.honeypot{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.aside{display:grid;gap:15px;position:sticky;top:94px}
.aside-card{background:#fff;border:1px solid var(--line);border-radius:2px;padding:22px;box-shadow:none}
.aside-card h3{margin:3px 0 7px}
.aside-card p,.aside-card address{font-size:14px;color:var(--steel);font-style:normal;margin:7px 0}
.aside-card.sms{background:var(--navy);border:0;border-top:4px solid var(--accent);color:white}
.aside-card.sms h3{color:white}
.aside-card.sms p{color:#d5dfe6}
.aside-card.sms a{color:#ffb866}
.alert{border-radius:2px;padding:13px 15px;margin-bottom:20px;font-size:13px}
.alert-error{background:#fff0f1;border:1px solid #e3b6ba;color:#812b32}
.alert-success{background:#eaf7f1;border:1px solid #b9ddcc;color:#205d46}
.policy-section{padding-top:46px}
.policy-content{font-size:15px;color:#3f4e59}
.policy-content>p:first-child{font-size:16px}
.policy-content h2{font-size:22px;margin:34px 0 9px;border-left:4px solid var(--accent);padding-left:12px}
.policy-content a{text-decoration:underline;text-underline-offset:2px}

/* Footer */
.site-footer{background:#081722;color:#b8c4cc;padding:52px 0 23px;border-top:4px solid var(--accent)}
.footer-grid{display:grid;grid-template-columns:1.45fr .75fr .85fr 1fr;gap:40px}
.footer-brand{color:#fff}
.footer-copy{font-size:13px;max-width:350px}
.footer-small{font-size:11px;color:#83939f;line-height:1.65}
.footer-grid h2{font-size:11px;text-transform:uppercase;letter-spacing:1.4px;color:#fff;border-bottom:1px solid #2d414f;padding-bottom:8px}
.footer-grid>div>a:not(.brand){display:block;color:#bdc8cf;font-size:13px;margin:8px 0}
.footer-grid>div>a:not(.brand):hover{color:#fff}
.footer-bottom{border-top:1px solid #263945;margin-top:32px;padding-top:18px;display:flex;justify-content:space-between;gap:25px;font-size:10.5px;color:#788995}
.footer-bottom p{margin:0;max-width:560px}
.success-card{max-width:780px;margin:0 auto;text-align:center;background:#fff;border:1px solid var(--line);border-radius:2px;padding:45px;box-shadow:none}
.success-icon{width:56px;height:56px;border-radius:2px;background:var(--success);color:#fff;font-size:27px;font-weight:800;display:grid;place-items:center;margin:0 auto 18px}
.checkbox-row+.checkbox-row{margin-top:15px;padding-top:15px;border-top:1px solid #d5dadd}
.checkbox-row .consent-copy a{text-decoration:underline;text-underline-offset:2px}
.checkbox-row input:focus-visible+.custom-check{outline:3px solid rgba(36,90,130,.20);outline-offset:2px}

@media(max-width:900px){
  .nav-toggle{display:block}.primary-nav{display:none;position:absolute;top:74px;left:0;right:0;background:var(--navy);border-bottom:3px solid var(--accent);padding:18px 20px 24px;flex-direction:column;align-items:stretch}.primary-nav.open{display:flex}
  .hero-grid,.process-grid,.form-layout,.optout-layout,.split-callout{grid-template-columns:1fr}
  .aside{position:static;grid-template-columns:repeat(2,1fr)}.aside .sms{grid-column:1/-1}
  .benefit-grid{grid-template-columns:1fr}.benefit-card{border-right:0;border-bottom:1px solid var(--line)}.benefit-card:last-child{border-bottom:0}
  .footer-grid{grid-template-columns:1.4fr 1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}
  .section-heading.center{text-align:left}.section-heading.center .eyebrow{justify-content:flex-start}
}
@media(max-width:620px){
  .container,.policy-width{width:min(100% - 28px,1160px)}.site-header{height:68px}.primary-nav{top:68px}
  .hero{padding:52px 0}.hero h1{font-size:42px}.hero-lead{font-size:16px}.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .button{width:100%}.text-link{text-align:center}
  .section{padding:58px 0}.form-card{padding:22px 17px}.field-grid{grid-template-columns:1fr;gap:0}.aside{grid-template-columns:1fr}.aside .sms{grid-column:auto}
  .cta,.cta-box{padding:30px 24px;flex-direction:column;align-items:flex-start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child,.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{flex-direction:column}.consent-note{margin-left:0}
  .split-callout{padding:28px 22px}.phone-mock{width:240px}.cta-section{padding-bottom:58px}
}